PAY YOURSELF FIRST! That’s not being selfish, that’s being smart. It’s never too late to plan for tomorrow when you start today. Whenever you get some income coming in, take 10% off the top and pay it towards your savings. Next cover your expenses and whats left over after that treat yourself to your wants.
Proverbs 13:11 Dishonest money dwindles away, but whoever gathers money little by little makes it grow.